Debt Settlement

How To Pay Lower Credit Card Interest Rates

by Credit Guru on July 14, 2009

If you are the proud or not so proud owner of credit cards, you’ve probably seen the light bulb go off as soon as you saw the promised rate of 8.9% jump to 27.4%!  This is why Americans are up to their necks in credit card debt!  How can that be?  Your credit score will [...]

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Homes Foreclosure Financial Tips and Options

by Credit Guru on July 12, 2009

If you are facing possible foreclosure, you want to be aware of your choices and actions you can take to keep a foreclosure from hurting your credit. Bankruptcy, loan modifications and some government programs can stop foreclosures. Knowing your options and weighing the ramifications of each will assist you in making the wisest choice. Let’s [...]

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Legal Debt Settlement Companies and Programs

by Credit Guru on July 11, 2009

Ever wonder why there are so many advertisements from Debt Settlement Companies? Are their fees worth the services they offer? This action would only be considered if you own money and are in financial trouble. Let’s take a look at the process and the advantages and/or disadvantages of hiring one of these companies. A consumer [...]

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