by Credit Guru on July 15, 2009
As we all know, our credit rating is extremely important to our financial future. If you are one of the many unfortunate folks with a low credit rating and score, you are finding it very difficult to get financing for anything.
You may not be able to get a credit card, a loan for a [...]
by Credit Guru on July 14, 2009
One of the first things you want to do prior to applying for credit or a loan is to evaluate your credit report. Most consumers can request a copy of their report for free if it hasn’t been ordered within the past year. The main reason for having this initial review is to determine the [...]
by Credit Guru on July 14, 2009
As consumers, we receive credit card offers from companies all the time. If you absolutely think you need a credit card, then you want to be sure you make your selection wisely before applying.
Credit card companies have a variety of choices for the consumer when applying for credit. Some have higher APR (Annual Percentage Rate) [...]
by Credit Guru on July 10, 2009
If you are submitting an application for a loan on a car, home or even an apartment, you’ll want to check your credit report first. Because there’s nothing more embarrassing than to hear, “you’ve been declined”.
Take control of your credit and financial future by checking your credit report as often as you can. Many [...]
by Credit Guru on July 8, 2009
Did you know that your credit report could contain errors or wrong information that can cost you dearly? Last report estimated that at least 75% of all credit reports did contain inaccuracies and mistakes that the consumer was not aware of, which in turn resulted in denied credit, home loans, higher interest rates and the [...]