How Our Good Credit Score Credit Was Ruined

Not long ago, my wife and I went through a living nightmare.  Fresh out of the military, we decided to move our family to Pittsburgh were we bought our first home.  Our new life was wonderful as we adapted to living a civilian life.

Three years later, I lost my job.  Even though my wife continued to work, we didn’t have enough to pay our bills.  First it started with overdue utility bills and quickly spread to our credit card accounts.  This lasted for over 6 months.  We were in desperate need of consumer credit counseling and sought for free services.

Things really took a turn for the worse when I came home after a busy day of job hunting only to be greeted by a tow truck in my driveway.  They came to tow away my car because we hadn’t made a loan payment in over three months.  If you think that is bad then read on…

When the bank realized what was happening, they canceled all of our credit card accounts and relentlessly perused us for several thousand dollars.  Since we could not pay, our credit card accounts and car loan was charged off and turned over to a piranha of collection agencies.  We were living a life of hell under a mountain of credit card debt.  Overdue bills kept piling up week while collection agencies called us at all hours of the day and night.

And just when we thought things couldn’t get any worse…

Things really spiraled out of control when my wife came home one day only to tell me that she was just laid off!  Here we were both unemployed with no income except a little from unemployment…just enough to buy food and keep the lights turned on.

Our good credit rating was completely demolished in a matter of several months.  We felt hopeless and besieged.  After several months of living in utter despair not being able to pay our mortgage, we went into foreclosure and had to move across the country to live with a relative.

The Consequences of Bad Credit Scores Haunted Us for Many Years

For many years we paid a heavy price because of poor credit and needed legal help — fast!.  We were not able to buy another home, or get a new car or even take out a signature loan because our credit scores were too low and banks considered us a high risk.  Who can blame them with all of the negative information in our credit reports?

We were turned down for a loan over and over again.  There wasn’t a bank anywhere that would give us a loan.  At the time we didn’t know what to do about fixing our credit.  It was embarrassing and humiliating.

How I Fixed My Credit Report and Raised My Credit Scores

One day a neighbor told how she went through a similar crises and was able to quickly repair her bad credit by using the legal services of Lexington Law.  She said the credit repair company did everything for them and got her good credit rating back.  She talk at length about how excited she was to finally be able to get loans again.  (In fact, she had just closed on a new home loan.)  I had nothing to loose, especially after seeing what they’d did for her.  She had the same problems I had.

I went online looking for credit repair help, found Lexington Law and contacted them.  Looking back contacting this company was the best decision of my life!  After talking with a representative, he told me that he completely understood what I was going through.

He said they’d helped many in desperate need of credit repair giving them the solution they needed to improve their credit scores.  I signed up for their restoration service and within a matter of two weeks I started getting letters from the credit bureaus telling us that charge-offs were removed from our accounts!

With The Credit Repair Services of Lexington Law, My Bad Account Charge Offs Were Removed!

My overall credit score improved by 174 points and has been steadily rising ever since.  I was so thrilled! My new credit score is in the 700’s and I am now careful to watch my credit.

It was so exciting to get letters in the mail showing how negative such as account charge-offs had been wiped clean.  These negatively items affected my credit rating for years until I reached out for help.  Below is just one small sample of the letters that arrived:

I can’t begin to tell you how much the services of Lexington Law changed our lives.  Our credit scores have increased dramatically as a result of numerous charge-offs being removed from our accounts.  My wife and I were able to get a new car loan for the first time in many years as a result fixing our bad credit.  Recently we found out that we now qualify for a loan for a new home.

If you are looking to repair your credit and raise your credit scores, then I highly recommend their services. The faster you contact them the better off your life will be.  Don’t live with unnecessary low credit scores the way we did for many years.

As you can see, I suffered through hard financial times.  Since I didn’t know how to fix my credit for myself, my misery lasted far too long.  Right now you are reviewing your options looking for a professional company.  There are many scams out there and that’s why I have created this website…to help point you in the right direction.

I wholeheartedly recommend Lexington Law Firm to anyone who is looking to pull themselves from under the stress and frustration of coping with bad credit problems.  They have over 19 years of experience in fixing all kinds of issues such as charge-offs, outstanding judgments, liens, late payments foreclosures and more.

According to their website, they helped people remove 1,000,000 negative items from their reports last year alone.  The results truly do speak for themselves.

Don’t Be Denied In Life Because of Bad Credit Because You Can Do It To!